Citi Strata Premier Card
Good to Excellent Credit
Interest Rate: 670-850
Welcome Offer: Earn 75,000 bonus ThankYou Points
Introductory APR: N/A
Earnings Structure
- 10 points per dollar on hotels, car rentals, and attractions booked through Citi Travel
- 3 points per dollar on air travel, other hotel purchases, restaurants, supermarkets, gas, and EV charging stations
- 1 point per dollar on all other purchases
Points Redemption
- Points transferable to multiple partners, including Etihad Guest, Qatar Airways Privilege Club, and Choice Privileges
- Redeemable for gift cards, travel bookings, or as a statement credit
- Bonus point transfer allows for high value redemptions
Fees and APR
- No foreign transaction fee
- 5% of each balance transfer, with a minimum of $5
- Annual fee
Other Perks
- $100 Citi Travel hotel discount per calendar year
- Access to Citi Entertainment ticket purchasing and event pre-sale tickets
- Secondary car rental insurance
Key Features
- Competitive rewards structure
- Transfers to all Citi ThankYou transfer partners
- Good for frequent travelers
- Provides a good base for points collectors
Comparable Cards
- Chase Sapphire Preferred Card
- More annual travel credits, comprehensive travel protections, and lounge access
- Transfers to multiple loyalty programs, including World of Hyatt and Southwest Rapid Rewards
- Capital One Venture Rewards Credit Card
- Earn 2 miles per dollar on every purchase, plus 5 miles on hotels and travel booked through Capital One
- Miles do not expire, and can be transferred to partner loyalty programs